£45 an hour is above the £12.71 National Living Wage that applies to workers aged 21 and over from 1 April 2026.
£45 an hour on different hours
Gross pay and monthly take-home on other weekly hours, over 52 paid weeks. UK law doesn't require extra pay for overtime, so extra hours are counted at the same rate here; check your contract for any overtime premium.
Hours a week
Per year, before tax
Take-home a month
16
£37,440.00
£2,539.70
20
£46,800.00
£3,101.30
30
£70,200.00
£4,272.78
37.5
£87,750.00
£5,121.03
40
£93,600.00
£5,403.78
45
£105,300.00
£5,880.95
Tax on £45 an hour
On £87,750 a year you pay £22,532 Income Tax and £3,765.60 National Insurance, leaving £61,452.40 a year. In Scotland, where Income Tax bands differ, take-home is £58,764.85 a year (£2,687.55 less). Full salary breakdowns: £87,000 after tax · £88,000 after tax.
£5,121.03 a month in England, Wales and Northern Ireland, working 37.5 hours a week in 2026/27 with no pension or student loan. Before tax it's £7,312.50 a month.
How much is £45 an hour a week?+
£1,687.50 a week before tax for 37.5 hours, or £1,181.78 after Income Tax and National Insurance.
What is £45 an hour for 16 hours a week?+
£37,440 a year before tax, and about £2,539.70 a month take-home.
Does this include holiday pay?+
Yes. It assumes 52 paid weeks, which includes paid holiday. Most UK workers are entitled to 5.6 weeks of paid leave a year.