£38 an hour is above the £12.71 National Living Wage that applies to workers aged 21 and over from 1 April 2026.
£38 an hour on different hours
Gross pay and monthly take-home on other weekly hours, over 52 paid weeks. UK law doesn't require extra pay for overtime, so extra hours are counted at the same rate here; check your contract for any overtime premium.
Hours a week
Per year, before tax
Take-home a month
16
£31,616.00
£2,190.26
20
£39,520.00
£2,664.50
30
£59,280.00
£3,744.98
37.5
£74,100.00
£4,461.28
40
£79,040.00
£4,700.05
45
£88,920.00
£5,177.58
Tax on £38 an hour
On £74,100 a year you pay £17,072 Income Tax and £3,492.60 National Insurance, leaving £53,535.40 a year. In Scotland, where Income Tax bands differ, take-home is £51,503.35 a year (£2,032.05 less). Full salary breakdowns: £74,000 after tax · £75,000 after tax.
£4,461.28 a month in England, Wales and Northern Ireland, working 37.5 hours a week in 2026/27 with no pension or student loan. Before tax it's £6,175 a month.
How much is £38 an hour a week?+
£1,425 a week before tax for 37.5 hours, or £1,029.53 after Income Tax and National Insurance.
What is £38 an hour for 16 hours a week?+
£31,616 a year before tax, and about £2,190.26 a month take-home.
Does this include holiday pay?+
Yes. It assumes 52 paid weeks, which includes paid holiday. Most UK workers are entitled to 5.6 weeks of paid leave a year.