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£20 an hour is how much a year?

What a £20 an hour wage comes to in the UK on a full-time 37.5-hour week, before and after tax, for 2026/27.

Before tax, 37.5 hours a week

£39,000a year

£3,250 a month · £750 a week

After Income Tax and National Insurance

£2,633.30 a month take-home

  • Take-home 81%
  • Income Tax 14%
  • National Insurance 5%
YearMonth
Gross pay£39,000.00£3,250.00
Income Tax−£5,286.00−£440.50
National Insur­ance−£2,114.40−£176.20
Take-home pay£31,599.60£2,633.30

The working

£20 × 37.5 h × 52 wk = £39,000← 1,950 paid hours

39,000 − 12,570 allowance = 26,430← the first £12,570 is tax-free

26,430 × 20% = 5,286

NI: 26,430 × 8% = 2,114.40

Different hours, pension or student loan?Open £20 an hour in the UK salary calculator

£20 an hour and the minimum wage

£20 an hour is above the £12.71 National Living Wage that applies to workers aged 21 and over from 1 April 2026.

£20 an hour on different hours

Gross pay and monthly take-home on other weekly hours, over 52 paid weeks. UK law doesn't require extra pay for overtime, so extra hours are counted at the same rate here; check your contract for any overtime premium.

Hours a weekPer year, before taxTake-home a month
16£16,640.00£1,291.70
20£20,800.00£1,541.30
30£31,200.00£2,165.30
37.5£39,000.00£2,633.30
40£41,600.00£2,789.30
45£46,800.00£3,101.30

Tax on £20 an hour

On £39,000 a year you pay £5,286 Income Tax and £2,114.40 National Insurance, leaving £31,599.60 a year. In Scotland, where Income Tax bands differ, take-home is £31,544.53 a year (£55.07 less). Full salary breakdowns: £39,000 after tax.

Nearby hourly rates

HourlyPer yearTake-home a month
£17 an hour£33,150£2,282.30
£18 an hour£35,100£2,399.30
£19 an hour£37,050£2,516.30
£21 an hour£40,950£2,750.30
£22 an hour£42,900£2,867.30
£23 an hour£44,850£2,984.30

See every UK hourly rate from £11 to £100.

Questions people ask

How much is £20 an hour a month after tax?

£2,633.30 a month in England, Wales and Northern Ireland, working 37.5 hours a week in 2026/27 with no pension or student loan. Before tax it's £3,250 a month.

How much is £20 an hour a week?

£750 a week before tax for 37.5 hours, or £607.68 after Income Tax and National Insurance.

What is £20 an hour for 16 hours a week?

£16,640 a year before tax, and about £1,291.70 a month take-home.

Does this include holiday pay?

Yes. It assumes 52 paid weeks, which includes paid holiday. Most UK workers are entitled to 5.6 weeks of paid leave a year.